Credit (ITC) Checks
Credit Checks & Financial Background Screening
At NVS, we support ethical, informed hiring through thorough financial background screening—especially for roles involving money, trust or fiduciary responsibility. Our checks align with the National Credit Act and respect all data privacy regulations.
Who Needs a Credit Check?
Credit and financial checks may be required for:
- Management & Executive Roles
- Finance or Procurement Positions
- Staff with Access to Funds, Assets or Confidential Financial Data
- Roles Requiring High Levels of Trust & Integrity
📊 Key Financial Indicators We Assess
| 🔍 Indicator | 📘 Description |
|---|---|
| Defaults | Missed or overdue repayments on credit or loans |
| Judgments | Legal rulings against a candidate for unpaid debt |
| Debt Review | Formal debt restructuring process showing financial rehabilitation efforts |
| Sequestration | Legal declaration of insolvency (voluntary or compulsory) |
| Notices | Court orders related to rehabilitation, administration, or insolvency status |
Why These Checks Matter
- Safeguard against internal fraud or financial misconduct
- Ensure compliance with sector and legal standards
- Understand risk before onboarding financial gatekeepers
- Promote transparency and trust in your hiring process
Our Commitment to Privacy
All checks are:
- Conducted with written candidate consent
- In full compliance with POPIA and the National Credit Act
- Confidential, secure, and never shared without authorisation
We use only accredited credit bureaus and trusted verification partners to deliver accurate, up-to-date reports.ntrusted with financial or high-integrity responsibilities are well-positioned to meet the demands of their roles with trust and accountability.